Can someone stuck in a ribā-based loan give voluntary charity, or do they need to pay off the ribā-based loan first?

 Q: Can someone stuck in a riba-based loan give voluntary charity, or do they need to pay off the riba-based loan first, given that is a duty, and thereafter resume with giving voluntary charitable donations? الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب   A: One who has taken a haram loan or a conventional mortgage should […]

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Is it permissible to give Sadaqah from your child benefit money or is the permission of the child required?

Q: Is it permissible to give Sadaqah from your child benefit money or is the permission of the child required?   الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب A: Child benefit is a payment to and the property of the parent with parental responsibility.  Whilst it is intended and indeed expected that the parent will use the […]

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Can I pay Zakat on my mothers behalf even though I have a student loan to repay? Will it be considered a Sadaqah for me?

Q: Can I pay Zakat on my mothers behalf even though I have a student loan to repay? Will it be considered a Sadaqah? الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب A: You can pay your mother’s Zakat on her behalf with her permission. This will be considered a Sadaqah for you.  Repayment of debt is a […]

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Is is permissible to give Zakah to someone in the form of food vouchers instead of cash?

Q: Is is permissible to give Zakah to someone in the form of food vouchers instead of cash?   الجواب حامدا ومصليا ومنه الصدق والصواب A: It is permissible to give food vouchers instead of cash.  However, the Zakah will only be discharged once the recipient receives the food.  A food voucher is an assignment of debt […]

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Can we deduct the deposit due (e.g. for purchase of a house) and stamp duty from zakat calculation?

Q: 1. Before the start of Ramadhan, we agreed on the purchase of a house from Al-Rayan Bank. The property price has already been agreed and the solicitors are already involved with paperwork Insha’Allah to go through soon. I have money in my bank account but of course I am also liable to pay to the […]

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Please explain which descendants of the Holy Prophet Muhammad are not allowed to receive zakah?

Q: Please explain which descendants of the Holy Prophet Muhammad (s)are not allowed to receive zakāh? الجواب حامدًا و مصليًا و منه الصدق و الصواب A: It is actually not the descendants of the Holy Prophet Muhammad (s)that are prohibited from receiving Zakat but rather certain descendents of Banu Hashim of whom the Holy Prophet […]

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Is is permissible to give Zakāt to pay off ones debts by giving the Zakāt to the creditor directly with the permission of the Zakah recipient?

Q: Is is permissible to give Zakah to pay off ones debts by giving the Zakah to the creditor directly with the permission of the Zakah recipient?   الجواب حامدا ومصليا ومنه الصدق والصواب A: It is sufficient for the discharge of Zakah to give the Zakah directly to the creditor of an eligible recipient if it […]

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Can Zakat ul Fitr only be distributed in the form of food?

Q: Is it permissible for Zakat ul Fitr to be given in the form of cash or new clothes, or must it be spent on food?  الجواب حامدا ومصليا ومنه الصدق والصواب A: Zakatul Fitr can be given in the form of cash or new clothes and does not have to be spent on food.  […]

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Is it necessary for Zakat to be allocated and spent within 1 year of receiving the donation?

Q: What is the time-period for dispensing Zakat? Is it necessary for Zakat to be allocated and spent within 1 year of receiving the donation? الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب A: Zakat should be distributed as soon as possible.  If there are procedural delays in the PROPER discharge of zakat which includes proprietary […]

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What do we do if the nisab rate fluctuates before our zakat anniversary date?

Q: A year ago, I passed the nisab and I took note of the date and nisab amount. Before my zakah due date, I fell below that recorded nisab, but by then the current nisab had also fallen below what I possesed (so I have less than the nisab of the very first day I became […]

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Is a mentally disabled person exempt from paying zakat?

Q: I have a query regarding whether my mother has to pay zakah on her wealth. My mother has been diagnosed with vascular dementia and the assessments by mental health professionals have concluded that she lacks mental capacity to manage her personal and financial affairs. I have applied and have been successful in being granted the […]

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