Is a mentally disabled person exempt from paying zakat?

Q: I have a query regarding whether my mother has to pay zakah on her wealth. My mother has been diagnosed with vascular dementia and the assessments by mental health professionals have concluded that she lacks mental capacity to manage her personal and financial affairs. I have applied and have been successful in being granted the […]

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Can student loans be taken off as a liability for zakah purposes?

Q: Can student loans be taken off as a liability for zakāh purposes?  Is a Student Loan added to ones zakāh liability section as a whole in every zakāh year until it is paid off unlike most deferred payment loans such as mortgages, where only the coming 12 months instalments will be added in the […]

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What is the distinguishing difference between a trust and waqf?

Q: What is the distinguishing difference between a trust and waqf? الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب A: The fundamental difference between the forms of trusts discussed in the document on trusts and a valid waqf is that in the latter property is taken out of one’s ownership and passed in to the ownership […]

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Q: Is the responsibility of Zakat a strictly individual responsibility or can it be joint say in the case of husbands and wives?

Q: Is the responsibility of Zakat a strictly individual responsibility or can it be joint say in the case of husbands and wives?   الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب   A: Zakat is strictly a personal obligation.  Even in jointly owned wealth the obligation of zakat remains personal.  Thus, if a husband and […]

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How did the Al Qalam panel decide the limit given to National Zakat Foundation caseworkers?

Q: How did the Al-Qalam Shariah Panel decide the limit (10%) that is given to caseworkers, who are involved with administering Zakat according to the National Zakat Foundation? A:  الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب The limit of 10% is a not a shar’i limit. Rather, it is intended to ensure that zakat funds are […]

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How does the proposed Shari’ah compliant student finance Takaful model work?

The proposed Takaful model is based on the principle of mutual co-operation and guarantee. Whilst a conventional loan contract requires the applicant to pay interest on the amount borrowed, the Takaful contract requires the applicant to make a unilateral promise to make future charitable donations in exchange for the Takaful fund paying for the applicants […]

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Is one regarded as sinful for delaying the paying of zakat to such an extent that a year passes?

Q: My zakat is calculated yearly on 16th Sha’ban. This year for example, it was £500. My habit is to split the £500 into 11 monthly payments. My aim is to pay the zakat £500 before the next years Sha’ban. However, sometimes I budget and maybe miss a few months. Thus for example by 16th […]

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How should Islamic charities balance the obligation to give Zakat to local people in need versus giving Zakat to people in need internationally?

Q: How should Islamic charities balance the obligation to give Zakat to local people in need (i.e. in the same countries as their donors) versus giving Zakat to people in need internationally? الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب A: There are several competing reasons as to how and where we should pay our zakat.   […]

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Is it permissible for an Islamic charity to give Zakat funds to individual beneficiaries in the form of goods rather than cash?

Q: Is it permissible for an Islamic charity to give Zakat funds to individual beneficiaries in the form of goods (rather than cash)? This could include livelihood equipment, such as sewing machines, farming equipment, livestock; medication or medical treatments; school books; education or training courses; paying salaries of service providers (e.g. teachers or doctors). الجواب […]

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Is it permissible to give to charities who fund military arms or tobacco investments?

Q: Is it permissible to give charity to organisations if one knows they are funding military arms and tobacco investment? الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب A: Military armaments can be both permissible and impermissible depending on the situation at hand.  In fact, they can even be an obligation such as when needed for […]

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