Al-Qalam – Contemporary Financial and Legal Sharī‘ah Advice

Al-Qalam Sharī‘ah Scholar Panel seeks to provide a scholarly perspective on commonplace legal and financial questions and challenges facing Muslims living in Britain / the West. We specialise in Charity Giving (Zakāh), Wills and Inheritance Queries (Wasiyyah), Trusts, Pensions, Child Trust Funds, Divorce Settlements, Investment Permissibility, Business Contracts etc. We also offer chargeable advisory and sharia certification audit services on a ‘not-for-profit’ basis for businesses and professionals.

We regularly update the Q&A section of this website.

For more information about what we do please visit the About section.

Latest Updates

Q: Would it be Islamically permissible for martial arts’ students to take out insurance cover for health and safety purposes – as this is the requirement of the law of the land? الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب A: Conventional insurance contravenes the Sharī‘ah prohibition on ribā, gharar, and maysir.  Therefore, one should only […]


Q: Is one sinful while studying with a Interest (ribā)-based student loan? And will one be will considered as consuming ribā?   الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب A: Under the current student loan agreement the student does not consume ribā. Rather, the student agrees with the Student Loan Company, that he will pay […]


Q: People use my site to auction their cars and I get a percentage cut from their profit. Is this permissible, given that I do not own their cars? And I get commission from their profit? A: Whilst you may charge a fee for the usage of your site the fee must be known.  You […]