Is one sinful while studying with a Interest (ribā)-based student loan? And will one be will considered as consuming ribā?

Q: Is one sinful while studying with a Interest (ribā)-based student loan? And will one be will considered as consuming ribā?   الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب A: Under the current student loan agreement the student does not consume ribā. Rather, the student agrees with the Student Loan Company, that he will pay […]

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As a website owner, can I get commission from their profit?

Q: People use my site to auction their cars and I get a percentage cut from their profit. Is this permissible, given that I do not own their cars? And I get commission from their profit? A: Whilst you may charge a fee for the usage of your site the fee must be known.  You […]

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What is the Islamically correct way to contract a property developer to build a house for you?

Q: A buyer agrees with a property development company that they will pay the full price now for a house/flat now even though the property is still under construction. Once the house is complete, the buyer will then move into the property. During the period of construction, the property development company will pay rent for […]

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What’s the Islamic ruling on options to buy/sell something in the future?

Q: Are two parties allowed to simply agree to an ‘option’ for both parties in the future? For example, A agrees to an option with B that A may/may not buy something in the future. Likewise, B also agrees to an option to sell/not sell in future. Is this allowed?   الجواب حامدا ومصليا ومنه […]

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Is paying off a person’s debt permissible if that debt was taken out for something deemed impermissible in Sharī‘ah?

Q: Is paying off a person’s debt permissible if that debt was contracted for something deemed impermissible in Sharī‘ah?   الجواب حامدا ومصليا ومنه الصدق والصواب   A: In principle, if you gift or lend someone some money that person is free to utilise that money in whichever way he/she feels even if you have […]

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My father said that if he gives me money as a gift, I must buy a house. Is this a type of riba statement?

Q: My father said that if he gives me money as a gift, I must buy a house.  Is this a type of riba statement?    الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب A: If your father gives you some money and stipulates that you must purchase a house therewith, irrespective as to whether the […]

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Is it permissible to give to charities who fund military arms or tobacco investments?

Q: Is it permissible to give charity to organisations if one knows they are funding military arms and tobacco investment? الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب A: Military armaments can be both permissible and impermissible depending on the situation at hand.  In fact, they can even be an obligation such as when needed for […]

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Is it permissible for me to ask a colleague who is a student to use his student identification to get the discount, knowing that it’s for me?

Q: I want to buy some software for my computer for the overall benefit of the charitable organisation I work for, is it permissible to ask a colleague who is a student to use his student ID to get the discount, knowing that it is in fact for my work usage? Will my colleague be […]

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What should a charity do with interest (riba), and income generated from interest, that it receives?

Q: What should a charity do with interest (riba), and income generated from interest, that it receives? Our charity receives Haram Interest from individuals & business. Whilst that is sitting in the charity’s Islamic bank accounts what is the status of the (halal) return generated? Does it have the same restrictions as the Interest capital? […]

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Should I be paying for the maintenance of my sister if my parents are deceased?

Q: Should I be paying for the maintenance of my sister if my parents are deceased? I am working in the UK and my eldest sister lives in India with my other sister after the death of my elder brother few years back. My other sister bears all the expenditure for my eldest sister at […]

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Is it permissible to take an offset mortgage?

Q: Many conventional banks have products called ‘Offset’ Mortgages. These are mortgages whereby:  If i have a mortgage of 50K and savings of 50K the savings offsets the interest on the remaining mortgage value. So in the above case 50K mortgage, 50K savings means zero interest.  Hence, is it permitted to take a conventional mortgage whereby […]

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