What should a charity do with interest (riba), and income generated from interest, that it receives?

Q: What should a charity do with interest (riba), and income generated from interest, that it receives? Our charity receives Haram Interest from individuals & business. Whilst that is sitting in the charity’s Islamic bank accounts what is the status of the (halal) return generated? Does it have the same restrictions as the Interest capital? […]

Read more...

Should I be paying for the maintenance of my sister if my parents are deceased?

Q: Should I be paying for the maintenance of my sister if my parents are deceased? I am working in the UK and my eldest sister lives in India with my other sister after the death of my elder brother few years back. My other sister bears all the expenditure for my eldest sister at […]

Read more...

Can someone stuck in a ribā-based loan give voluntary charity, or do they need to pay off the ribā-based loan first?

 Q: Can someone stuck in a riba-based loan give voluntary charity, or do they need to pay off the riba-based loan first, given that is a duty, and thereafter resume with giving voluntary charitable donations? الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب   A: One who has taken a haram loan or a conventional mortgage should […]

Read more...

Is it permissible to take an offset mortgage?

Q: Many conventional banks have products called ‘Offset’ Mortgages. These are mortgages whereby:  If i have a mortgage of 50K and savings of 50K the savings offsets the interest on the remaining mortgage value. So in the above case 50K mortgage, 50K savings means zero interest.  Hence, is it permitted to take a conventional mortgage whereby […]

Read more...

Is it permissible to use copyrighted materials for business use?

Q: Is it permissible to use copyrighted materials for business use?   الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب A: The issue of copyright is a disputed issue amongst Muslim scholars.  Some scholars accept the concept arguing that there is no express provision in the Holy Qur’an and Sunnah that restricts ownership to tangible property.  Others scholars […]

Read more...

Is it permissible for me to ask a colleague who is a student to use his student identification to get the discount, knowing that it’s for me?

Q: I want to buy some software for my computer for the overall benefit of the charitable organisation I work for, is it permissible to ask a colleague who is a student to use his student ID to get the discount, knowing that it is in fact for my work usage? Will my colleague be […]

Read more...

Is it permissible to give to charities who fund military arms or tobacco investments?

Q: Is it permissible to give charity to organisations if one knows they are funding military arms and tobacco investment? الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب A: Military armaments can be both permissible and impermissible depending on the situation at hand.  In fact, they can even be an obligation such as when needed for […]

Read more...

Is it permissible to under declare my income for benefits?

Q: Is it permissible to at least under declare my income just so I can make housing more affordable for myself, since private housing is so expensive in the City? الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب It is not permissible to under declare income so as to receive more benefit than one is entitled […]

Read more...

What types of contracts may relate to a minor and what basic rulings apply?

Q: What types of contracts may relate to a minor and what basic rulings apply?   الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب A: There are three basic types of contracts that may relate to a minor: 1. Contracts that are only beneficial for a minor. E.g., acceptance of gifts, charity or wills. Such contracts do not […]

Read more...

Can I give Sadaqah to Hashimites?

Q: Can I give Sadaqah to Hashimites? الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب A: It is permissible to give optional sadaqah to Hashimites as that is essentially a gift.   ففى الدر المختار:  (وجازت التطوعات من الصدقات …) … (… لهم ) أي لبني هاشم.  (كتاب الزكاة ، باب مصرف الزكاة والعشر) وفى رد المحتار:  أقول […]

Read more...

What is the Islamic position on ‘Spread Betting’?

Q: What is the Islamic position on ‘Spread Betting’?  Please find below two definitions given for this activity. From http://www.investopedia.com/terms/s/spreadbetting.asp Definition of ‘Spread Betting’ A type of speculation that involves taking a bet on the price movement of a security. A spread betting company quotes two prices, the bid and offer price (also called the spread), […]

Read more...