Q: If the product purchased is not as advertised and eBay give me a refund due to the seller not responding, what do I do with the product? الجواب خامدا ومصليا ومسلما ومنه الصدق والصواب A: It would appear that eBay guarantees the performance of the contracting parties. The refund you have received is from eBay […]
Read more...Tag: Miscellaneous Fatwā
Where a specific Fatwā is delivered tolerating an otherwise problematic practise, can an individual avail himself to this if he does not fit those specific requirements?
Q: Where a Fatwā is delivered tolerating an otherwise problematic practise, can an individual avail himself to this if he does not need to? I’m told that using cheques to cash money in accounts can be understood to become tolerated due to the need, as is also the case with car insurance. As far as I […]
Read more...Can I take a student loan if it’s the only way I can afford to go to university?
Q: Can I take a student loan if it’s the only way I can afford to go to university? الجواب حامدًا و مصليًا و منه الصدق و الصواب A :Whilst the importance of getting a university education is acknowledged, it must be maintained that it cannot be done at the expense of the […]
Read more...How much can I claim from my car insurance company and what if they give me a set amount to purchase the car from me?
Q:How much can I claim from my car insurance company and what if they give me a set amount to purchase the car from me? الجواب حامدا ومصليه ومنه الصدق والصواب A: If the insurance company purchases the car from the policy holder at a price of £3000 the policyholder may accept the whole £3000 […]
Read more...Can interest earned be used to pay tax in a non-Muslim state?
Q: Can interest earned be used to pay tax in a non-Muslim state? الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب A: Any interest earned on bank deposits is the property of others and one is duty-bound to return their property to them. However, as they are not known and thus it is not possible to […]
Read more...Can I accept a marriage proposal from an investment banker?
Q: Can I accept a marriage proposal from an investment banker? الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب A: There is no sin in the marriage itself. However, if the marriage does go ahead then he will remain obligated to provide your maintenance via halal means and you should continue to encourage and urge him […]
Read more...Can I apply for an interest-based mortgage on behalf of a family member who is unable to as they will be paying for all costs involved?
Q: Can I apply for an interest-based mortgage on behalf of a family member who is unable to as they will be paying for all costs involved? الجواب حامدا ومصليا و منه الصدق والصواب A: It is not permissible to do this because the lender with be contracting an interest based loan with you which […]
Read more...Is trading “covered warrants” on the stock market permissible?
Q: Is trading “covered warrants” on the stock market permissible? الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب A: Warrants represent a right to purchase an asset similar to a call option and do not represent the underlying asset itself. Thus, they cannot be traded.
Read more...Is National Savings Accounts Islamically permissible?
Q: Is National Savings Accounts Islamically permissible? الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب National Savings Account wherein the principle is guaranteed and there is a definite return is not Sharī‘ah compliant. However, if anyone has deposited money into such an account the money so deposited will be liable for Zakāh.
Read more...What is the status of the contract to use a service when the terms and conditions of the service prohibit Islamically lawful acts, and those acts occur during usage of the service?
Q: What is the status of the contract to use a service when the terms and conditions of the service prohibit Islamically lawful acts, and those acts occur while usage of the service? الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب A: Firstly, piracy is not an example of an ‘Islamically lawful act’. Secondly, if one […]
Read more...Is leasing and contract hire permissible?
Q: Is leasing and contract hire permissible? الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب A: Leasing is a mode that is an acceptable form of trade in Islam. However, it is important that conditions of the lease contract do not contravene Shariah principles. Conventional leases and contract hire agreements tend to violate Shariah principles in […]
Read more...Is it permissible to receive free items or services from websites which collate give-away offers?
Q: Is it permissible to receive free items or services from websites which collate give-away offers? الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب A: There is no obvious prohibition in receiving free items from the company in question provided one does not direct individuals towards impermissible activities and that the company is under no contractual […]
Read more...