What is the Islamically correct way to contract a property developer to build a house for you?

Q: A buyer agrees with a property development company that they will pay the full price now for a house/flat now even though the property is still under construction. Once the house is complete, the buyer will then move into the property. During the period of construction, the property development company will pay rent for […]

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Is one sinful while studying with a Interest (ribā)-based student loan? And will one be will considered as consuming ribā?

Q: Is one sinful while studying with a Interest (ribā)-based student loan? And will one be will considered as consuming ribā?   الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب A: Under the current student loan agreement the student does not consume ribā. Rather, the student agrees with the Student Loan Company, that he will pay […]

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Please could you clarify the Islamic permissibility for one to claim income support?

Q:Please could you clarify the Islamic permissibility for one to claim income support?   الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب   A: The permissibility of being able to claim income support depends on whether the individual fits the eligibility criteria or not.  The eligibility criteria can be seen at the following link: https://www.gov.uk/income-support/eligibility If […]

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Why does one need to pay Zakat on a pension plan if one does not get access till later?

 Q:  I have recently setup a SI pension plan account where I can manage the investment but the principal and the gains are not available to me till the age of 55. Is the investment value still zakatable in the years leading up to age 55?   الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب   A: […]

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Can someone stuck in a ribā-based loan give voluntary charity, or do they need to pay off the ribā-based loan first?

 Q: Can someone stuck in a riba-based loan give voluntary charity, or do they need to pay off the riba-based loan first, given that is a duty, and thereafter resume with giving voluntary charitable donations? الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب   A: One who has taken a haram loan or a conventional mortgage should […]

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Is my earning halāl if I’m a hypnotherapist?

Q: I am a practitioner in Neuro Linguistic Programming and Hypnotherapy, which I practise for the purposes of helping people overcome fears and/or phobias that were installed as a programme within people’s life experiences. Is my earning halal?   الجواب حامدا ومصليا ومسلما ومنه االصدق والصواب   A: Hypnosis as described in the question is […]

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What is the Islamic stance on joint tenancy ownership of a property

Q: Are the joint tenancy laws of England (whereby one tenant inherits the other’s share directly on death) valid in Islamic law? What happens if I share a property with my mother- on her passing does her share come to me automatically or do my siblings then gain a share islamically?   الجواب حامدا ومصليا ومسلما […]

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Can rules of Ribā/usury relate to exchanging modern day goods such as mobile phones?

Q: Does ribā only relate to money and food items, or can modern day goods come under this too? Eg swapping a contemporary item -such as a mobile phone of a lower value for one of a higher value?     الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب A: Ribā in trade relates to the sale […]

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As a website owner, can I get commission from their profit?

Q: People use my site to auction their cars and I get a percentage cut from their profit. Is this permissible, given that I do not own their cars? And I get commission from their profit? A: Whilst you may charge a fee for the usage of your site the fee must be known.  You […]

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Is it allowed to take out mandatory travel insurance in order to be able to volunteer in a charity abroad?

Q: I have signed up to volunteer for a charity working abroad but have found out that I will be required to take out Travel Insurance. Is it permissible for me to get travel insurance cover or should I opt for volunteering somewhere else where this will not be a requirement?     الجواب حامدا […]

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Would insurance be permissible for martial arts’ students to take out health and safety purposes – as this is the requirement of the law of the land?

Q: Would it be Islamically permissible for martial arts’ students to take out insurance cover for health and safety purposes – as this is the requirement of the law of the land? الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب A: Conventional insurance contravenes the Sharī‘ah prohibition on ribā, gharar, and maysir.  Therefore, one should only […]

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