Are “Income protection policies” & “Critical illness cover” permissible in Islam?

Q: Can you please confirm “Income protection policies” & “Critical illness cover” insurance policies are both haraam? الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب   A: Income protection policies and critical illness cover are types of conventional insurance that suffer from the prohibitions of riba, qimar and gharar and are thus impermissible.

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