Q: Under exceptional circumstances, I understand one can lie. If someone has not had a job for a long time and desperately equires an income, can they lie in order to secure a job? What if they have witnessed others lie for the job and get it? الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب A: Even if […]
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How should a house wife pay Zakāt on her jewellery if she has no source of income of her own ?
Q: How would a wife pay her Zakāt if she has Gold/Silver equal to or above the minimum level but no source of income of her own to pay the Zakāt from? As she does not work and has her living and daily costs paid by her husband! Would she have to sell some of her […]
Read more...What is the ruling on the permissibility of conventional travel insurance products?
Q: What is the ruling on the permissibility of conventional travel insurance products? My particular concern focuses on the potential for significant medical expenses incurred outside your country of residence, where such facilities are unlikely to be free for non-residents. Are there any halal/takaful travel insurance products available? الجواب حامدًا و مصليًا و منه […]
Read more...Do I have to pay zakah on Qard Hasana given to an individual?
Q: If an individual lends £2,000 to his relative on the basis of qarḍ ḥasana (gratuitous loan) and the £2,000 is still outstanding. How should the lender treat the outstanding £2,000 for the purposes of zakāh? الجواب حامدًا و مصليًا و منه الصدق و الصواب A: A personal loan is categorized as a ‘strong debt’.[1] […]
Read more...Can I pursue a career as an actuary?
Q: Can I pursue a career as an actuary? The degree is called actuarial science and involves a high amount of mathematical analysis which predict, as best as may be possible, future risks in financial investments. Some of the jobs available from this degree are in the insurance and banking sector. As well as numerous other […]
Read more...Is Gym Membership Allowed?
Q: To my understanding, Breakdown Cover is not allowed due to gharar. Does the same principle apply to gym membership, in that I am paying a monthly fee when the usage of the service is not known, I may use the gym every day or I may not use it at all but at the end […]
Read more...How can I make up for being dishonest with insurance companies?
Q: I have been dishonest when it comes to car insurance for e.g. by claiming on someone else’s, falsifying mileage and driving without insurance. How can I rectify these mistakes? I used my dad’s break down cover on my car which covers, the cover holder on multiple cars, with my dad’s permission, to get my […]
Read more...Is it permissible to use copyrighted materials for business use?
Q: Is it permissible to use copyrighted materials for business use? الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب A: The issue of copyright is a disputed issue amongst Muslim scholars. Some scholars accept the concept arguing that there is no express provision in the Holy Qur’an and Sunnah that restricts ownership to tangible property. Others scholars […]
Read more...Is it permissible for me to ask a colleague who is a student to use his student identification to get the discount, knowing that it’s for me?
Q: I want to buy some software for my computer for the overall benefit of the charitable organisation I work for, is it permissible to ask a colleague who is a student to use his student ID to get the discount, knowing that it is in fact for my work usage? Will my colleague be […]
Read more...Would one be held liable Islamically, it they were to die before paying off thier student loan?
Q: When one dies still owing some student loan, it is written off. What is the Islamic perspective on this? Will we still be held accountable for this in front of Allah? الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب A: As the loan is written off the borrower will not be held accountable for not […]
Read more...Is conventional insurance permitted when required by law?
Q: Is conventional insurance permitted when required by law? الجواب حامدًا و مصليًا و منه الصدق و الصواب A: If the law of a country requires its citizens to take out insurance, such as in the case of car-insurance within the law of England and Wales, one should first seek to take out a policy […]
Read more...Can I be held liable for the tax evasion of my employers?
Q: What is the ruling on tax in Islam; specifically, employment tax? If I have a job where I am given cash in hand, so that the company can avoid tax, would I also be liable for escaping tax? Alternatively if I am hired privately to do a one off job, for example to paint […]
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