Q: Is it permissible for my mother to be using my father’s life insurance payout and keeping it?
My father took out life insurance in 1987. He did not know it was haram. I think on the policy it says 60% equity and 40 % property. I am not sure how much my father payed in to the policy and after my father died in 2006 my mother received a payout which was less than my father put in, I think she received £40,000. My mother used the £25,000 of the money to payoff the mortgage, £10,000 for my marriage and she is saving £5,000.
الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب
A: The money being received by your mother is actually part of your father’s estate which maybe be received up to the amount your father contributed. However, it is subject to the rules of inheritance.
And Allah knows best.
Mufti Mohammed Zubair Butt
Chair Al-Qalam Sharia Scholars Panel