Q: Can I pay Zakat on my mothers behalf even though I have a student loan to repay? Will it be considered a Sadaqah?
الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب
A: You can pay your mother’s Zakat on her behalf with her permission. This will be considered a Sadaqah for you. Repayment of debt is a personal obligation whilst paying Zakat on behalf of your mother is an optional Sadaqah for you. If your creditor is demanding his money then that that is the priority for you. Otherwise you may help your mother.