In the case of an insurance claim, can one include the value of the premiums paid for other cars?

Q: I understand that with car insurance claims, one should only recoup a sum equivalent to the total paid to a particular company to date, and any excess received beyond this sum be ‘repaid’ through future premiums to that same company. In both cases (historical payments and futures insurance cover), can one include the value […]

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Do we have to verify the source of income of an investor before going into partnership with them?

Q: We are planning to start a school in India. Our intention is to start with a conducive learning environment to our Muslim children without compromising our ethics and values, which is totally missing in non-muslim institutions. Though the school is based on a business model, all investors have agreed to pay back 40% of the […]

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Can I pursue a career in the financial sector?

Q: For a long time now I have decided to study accountancy and other finance based subjects at university and go on to do a masters degree in Islamic Finance. My understanding is that Islam does not permit any use of interest and even those who deal with interest i.e. accountants, have sinned just by […]

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Are the earnings of a non practicing Muslim halal?

Q: I  have a sister who works as a teacher for a school but she does not take hijab nor pray, but she stays in our house, is her earnings halaal? الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب A: The lawfulness of any earnings depends on the lawfulness of the role being performed. Failure to maintain […]

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Gifting a land without registering the name of the giftee

Q: My father bought much land and properties overseas during his life. One particular piece of land  was bought especially for my mother and he expressed this to her and there are witnesses to his statements.  She accepted the gift but did not want her name showing on the property documents as she believed her husband’s […]

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Taking possession of certain assets without the approval of the heirs

Q: My wife works for the council. She visits properties where the tenant has died and left a lot of valuable stuff.: a) Can she take the items because. If she needs to look for an heir and she finds just one heir, who gives her permission to take the stuff (without regard for any other heirs […]

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Can I take a loan that gives a choice between paying the principal within a defined period or the payment of an increment after the period?

Q: Can I take a loan that gives a choice between paying the principal within a defined period or the payment of an increment after the period? الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب A: In principle, any loan that gives a choice between paying just the principal within a defined period or the payment […]

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What is the distinguishing difference between a trust and waqf?

Q: What is the distinguishing difference between a trust and waqf? الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب A: The fundamental difference between the forms of trusts discussed in the document on trusts and a valid waqf is that in the latter property is taken out of one’s ownership and passed in to the ownership […]

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My employer wants me to exaggerate the time spent on tasks on a timesheet for a client

Q: My employer wants me to exagerate the time spent on tasks on a timesheet for a client. الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب A: You cannot make a dishonest claim even if it is at the insistence of your employer. If it is normal practice that the time taken to register the time […]

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Can I inherit from a non-Muslim?

Q: Can I inherit from a non-Muslim? الجواب حامدًا و مصليًا و منه الصدق و الصواب A: There are principally two types of laws that relate to the estate of a propositus, viz. the laws of inheritance and the laws of bequests. According to the laws of inheritance non-Muslim heirs of a Muslim propositus will […]

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Is it permitted to claim unemployment benefits if one is readily able to find work but prefers to stay at home instead?

Q: Is it permitted to claim unemployment benefits if one is readily able to find work but prefers to stay at home instead? الجواب حامدًا و مصليًا و منه الصدق و الصواب A: There are two main unemployment benefits: · Job Seekers Allowance (JSA) · Income Support (IS). JSA can only be rightfully claimed by […]

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