Is it permissible to have a fixed return in a profit sharing agreement?

Q: Is it permissible to have a fixed return in the following profit sharing agreement?  A lender agrees to provide an interest free loan to a businessman.  Separately, the businessman will in the near future be completing a trade and selling certain goods to his customer.  The lender wants to raise a contract to stipulate that the businessman will pay back the […]

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Due to the nature of the IR35 tax legislation, Can I take out insurance cover?

Q: HMRC have made a law against disguised employees in (April 2000) who are operating under a Ltd company. This law is called IR35. The problem is no matter how safe you think you are if case goes to court its just simply your word against theirs. If you represent yourself you will mostly likely lose the […]

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Can we take a mortgage in order to own one house?

Q: Alhamdulilah my family has kept away from bank loans and mortgages due to interest involvements but as everyone knows house is a necessity so some scholars do say one can compromise on interest issues when it comes to buying one house in your life time,please clarify how strong is this argument.what should one do in […]

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Are we allowed to use credit union deposit schemes?

Q: Are we allowed to use credit union deposit schemes since they offer dividend instead of interest and its a very small amount. 1% or 2% dividend is offered on your savings annually. Please advice accordingly as dividend and interest are different as described by the finance experts, dividend is a profit on your money.    الجواب حامدا ومصليا […]

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Is it permissible to hold a fixed term deposit or an ISA savings account?

Q: Are the fixed term deposit and ISA savings accounts permissible means in shariah in terms of the returns on one’s initial deposit?   الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب A: Any fixed term deposit account or ISA that gives interest or a guaranteed return on the initial deposit is not permitted.  It is possible to structure a fixed […]

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As a male driving instructor, can I have female students?

Q: I am a male driving instructor who also teaches female students how to drive. My question is is it permissible for me to teach female students on one to one driving lessons. What is my position in Islam , is it allowed,. Please can you clarify this position. Jazakallah   الجواب حامدا ومصليا ومسلما […]

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Can you transport alcohol and haram food as part of your job?

Q:  I would like to ask if you can work as a lorry driver who distributes all types of food to supermarket like Tesco ASDA including pork meat and alcohol drinks. So my Question is in islam can you work like that driver who distributes  these food including the alcohol and pork meet although compared with […]

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Can we provide brokerage services for non shariah compliant activity?

Q:  We run a business and provide broking services online for home cooks and buyers of food and take x% commission for each successful transaction.  Unfortunately there are some buyers and sellers who buy and sell meals containing non halal meat, pork, and in rare cases, alcohol. We receive a commission on these orders also.  Process […]

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If my wife isn’t working can I make National Insurance contributions on her behalf?

Q: Is it permissible to make voluntary National Insurance contributions for my wife who is not in work and will not be in work for the coming years?   الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب A: If your wife is unemployed and not receiving any benefits she can pay voluntary class 3 contributions.  See:https://www.gov.uk/voluntary-national-insurance-contributions/who-can-pay-voluntary-contributions  If your […]

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Is zakat payable on rental income as well as on the share of property that is owned?

Q: 1 Can you please confirm that zakat is payable on rental income as well as the share of property that is owned. For example, if the annual rental income is £15,000 and the annual mortgage payment is £12,000, is zakat due on the difference (£3000 in this example) if the person hasn’t spent any money from rental […]

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