Is it permissible to open a current account with a bank which offers cashback on household bills?

Q: Is it permissible to open a current account with a bank which offers cashback on household bills?

 

الجواب خامدا ومصليا ومسلما ومنه الصدق والصواب

A: This is a form of riba as the money deposited with a bank is a loan which brings the added benefit of a discount when using the account to pay for utility bills.

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