Do I have to pay zakah on money held for a minor?

Q: I gifted my son £1,000 and hold this in an account in my son’s name. However prior to his 18th birthday he is not able to access that money without my consent. In this instance is he liable for zakāh? الجواب حامدًا و مصليًا و منه الصدق و الصواب A: This would be considered […]

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Are we permitted to work in a bank or insurance company if our job is limited to a non-haram part of the business (e.g. as an IT technician)?

Q: Are we permitted to work in a bank or insurance company if our job is limited to a non-ḥarām part of the business (e.g. as an IT technician)? الجواب حامدًا و مصليًا و منه الصدق و الصواب A: When working as an employee in a business where a major portion of the business does […]

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Are the products offered by Al Rayan bank Shari’ah compliant?

Q: Are the Home Purchase and Buy to let products offered by Al Rayan Shari’ah compliant? A: Al Qalam Shariah Panel have not audited Al Rayan bank’s products hence we are not able to comment on their shariah compliance. Each of the banks that offer Shari’ah compliant home purchase plans have a panel of external […]

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Can I work in a supermarket if I process harām items such as alcohol at the till?

Q: Can I work in a supermarket if I process harām items such as alcohol at the till? الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب A: The legal advice that I have been given is that under English law there is no presumption of agency between a till operator and the supermarket owner/s and that the till […]

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Is it permissible to declare false earnings?

Q: It is permissible to show false earnings to get the Islamic home finance? Also will the rental money earned from such property be halal?   A: Declaring false earning is not permissible as it is prohibited to deceive others. The prophet (peace be upon him) said: “Whoever deceived us is not one of us”. [Muslim] […]

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What is the view on working as a payment protection insurance handler?

Q: Is it permissible as a case handler investigating payment protection insurance complaints? The role involves the following aspects:  1) Investigating PPI complaints and if they have been mis-sold. The role involves identifying if a policy was mis-sold by following bank process and procedures and determining if a case is mis-sold. 2) Role operates from a bank […]

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Is it permissible to work in IT at an investment bank?

Q: Will it be halal income/earning working at Investment banking ( Barclay’s Investment Bank) IT as Software Engineer? A: When working as an employee in a business where a major portion of the business does not conform to the dictates of Sharīʿah there are principally two issues that must be determined: 1. Is the job itself […]

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Is it permissible to take a business loan which requires payment of an insurance premium?

Hawkesbay Investment Corporation Limited The business is in conformity with standards and in line with normal  corporate ethics. Based on the loans agreement   drafted by our client and we guarantee that our client will only enter into a legitimate  business transaction as proposed with the funds. Legal & General Insurance  company  hereby  guarantee the safety […]

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Can interest money be used for paying Council Tax and car insurance?

Q: Can interest money received be used for paying Council Tax and car insurance? Additionally should interest money be disposed with non Islamic charities? A: Interest money cannot be used to pay council tax or car insurance. It should instead be given to the poor or utilised in public welfare projects without any intention of […]

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