Q: https://alqalam.org.uk/fatawa/is-it-permissible-to-take-out-a-service-contract-for-the-home-boiler/
It states warranties are not permissible. What if the warranty is purchased at point of purchase eg Laptop £300 + £50 warrantly(parts & Labour). Or Gas boiler £1000 +£100 7yr warranty parts n labour.
The following fatawa indicates if done at point of purchase. “In this case, the fee for the warranty will be regarded to be part of the purchase price of the item.” ?
Please clarify
الجواب حامدا ومصليا مسلما ومنه الصدق والصواب
A: I am unable to comment on the situation in South Africa from where the fatwa has been given, but here in the UK, an extended warranty is a separate contract from the sale of the product. Often, the extended warranty contract is not even with the retailer but rather with a third party even if it is conducted at the point of sale. Thus, it is no different from purchasing an extended warranty subsequent to the purchase of a product. I have personally enquired from a well-known UK retailer as to whether the price of the item could be increased with the extended warranty being provided for free like a normal guarantee. I was categorically informed that this could be done and would in fact not be legal.