Q&A Fatawa

Is it permissible to work in the tax department of the HMRC which is likely to have some involvement in interest based transactions?

Q: Is it permissible to work in the tax department of the HMRC which is likely to have some involvement in interest based transactions? I enquired from HMRC whether or not throughout the role there is any interest related transactions such as charging or taking interest, I got the following reply “In respect of charging interest […]

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Should one opt for third party or fully comprehensive insurance cover if third party is more expensive as is the case in many situations?

Q: Should one opt for third party or fully comprehensive insurance cover if third party is more expensive as is the case in many situations?   الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب   A: You should opt for the cheapest quote irrespective of the level of cover as the purpose is to fulfill a […]

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Are we permitted to work in a bank or insurance company if our job is limited to a non-haram part of the business (e.g. as an IT technician)?

Q: Are we permitted to work in a bank or insurance company if our job is limited to a non-ḥarām part of the business (e.g. as an IT technician)? الجواب حامدًا و مصليًا و منه الصدق و الصواب A: When working as an employee in a business where a major portion of the business does […]

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Are the products offered by Al Rayan bank Shari’ah compliant?

Q: Are the Home Purchase and Buy to let products offered by Al Rayan Shari’ah compliant? A: Al Qalam Shariah Panel have not audited Al Rayan bank’s products hence we are not able to comment on their shariah compliance. Each of the banks that offer Shari’ah compliant home purchase plans have a panel of external […]

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What options are available to fund university education?

Q: What options are available to fund university education in the absence of Shari’ah compliant student finance?  A: For options on funding University education please see information provided on the Halal Student loans website as copied in the link below. http://www.halalstudentloans.co.uk/wp-content/uploads/1.-Options-Toolkit.pdf Admin Al Qalam Shari’ah Panel

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Is it permissible to declare false earnings?

Q: It is permissible to show false earnings to get the Islamic home finance? Also will the rental money earned from such property be halal?   A: Declaring false earning is not permissible as it is prohibited to deceive others. The prophet (peace be upon him) said: “Whoever deceived us is not one of us”. [Muslim] […]

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What is the view on working as a payment protection insurance handler?

Q: Is it permissible as a case handler investigating payment protection insurance complaints? The role involves the following aspects:  1) Investigating PPI complaints and if they have been mis-sold. The role involves identifying if a policy was mis-sold by following bank process and procedures and determining if a case is mis-sold. 2) Role operates from a bank […]

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Is it permissible to work in IT at an investment bank?

Q: Will it be halal income/earning working at Investment banking ( Barclay’s Investment Bank) IT as Software Engineer? A: When working as an employee in a business where a major portion of the business does not conform to the dictates of Sharīʿah there are principally two issues that must be determined: 1. Is the job itself […]

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Is it permissible to take a business loan which requires payment of an insurance premium?

Hawkesbay Investment Corporation Limited The business is in conformity with standards and in line with normal  corporate ethics. Based on the loans agreement   drafted by our client and we guarantee that our client will only enter into a legitimate  business transaction as proposed with the funds. Legal & General Insurance  company  hereby  guarantee the safety […]

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Can interest money be used for paying Council Tax and car insurance?

Q: Can interest money received be used for paying Council Tax and car insurance? Additionally should interest money be disposed with non Islamic charities? A: Interest money cannot be used to pay council tax or car insurance. It should instead be given to the poor or utilised in public welfare projects without any intention of […]

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