Q&A Fatawa

Is it permissible to give Zakāt al Maal to a charity if it operates abroad?

Q: Is it permissible to give zakāt al maal to a charity even if it operates in other countries?   الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب   A: All things being equal one should distribute one’s zakat in the immediate locality of the zakātable wealth.  Failure to do so is reprehensible but not prohibited.  However, if […]

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Is it permissible to write a conventional Will only?

Question: A family member wishes to make a conventional will only. They wish to gift their property to their wife and seven children, but, to be distributed in accordance with Shari’ah. Is this permissible?   الجوابحامداومصلياومسلماومنهالصدقوالصواب   A: There are set rules in Islam as to the rights and responsibilities that relate to the testators […]

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Is it permissible to take out warranties on car repairs?

  Q: Is it permissible to take out warranties on car repairs and parts, and to what extent? There is a scheme available, for £100 a year, where if any problems with the car, the policy covers both labour and parts.   الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب   A: Such warranties are a form […]

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Can I be held liable for the tax evasion of my employers?

Q: What is the ruling on tax in Islam; specifically, employment tax? If I have a job where I am given cash in hand, so that the company can avoid tax, would I also be liable for escaping tax?  Alternatively if I am hired privately to do a one off job, for example to paint […]

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Is a husband obliged to pay back the debt of his wife?

Q: Is my wife’s student loan something that I as the husband should be considering repaying back on her behalf, on the basis that she may not go back into employment? Does the loan become the husband’s responsibility? What if the husband is currently in the process of clearing his own personal debts?   الجواب […]

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Would one be held liable Islamically, it they were to die before paying off thier student loan?

Q: When one dies still owing some student loan, it is written off. What is the Islamic perspective on this? Will we still be held accountable for this in front of Allah? الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب A: As the loan is written off the borrower will not be held accountable for not […]

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Do I have to pay zakah on Qard Hasana given to an individual?

Q: If an individual lends £2,000 to his relative on the basis of qarḍ ḥasana (gratuitous loan) and the £2,000 is still outstanding. How should the lender treat the outstanding £2,000 for the purposes of zakāh? الجواب حامدًا و مصليًا و منه الصدق و الصواب A: A personal loan is categorized as a ‘strong debt’.[1] […]

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What is the ruling on the permissibility of conventional travel insurance products?

Q: What is the ruling on the permissibility of conventional travel insurance products?   My particular concern focuses on the potential for significant medical expenses incurred outside your country of residence, where such facilities are unlikely to be free for non-residents. Are there any halal/takaful travel insurance products available? الجواب حامدًا و مصليًا و منه […]

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Cooling off period in shariah

Q: I’m looking to sell via Amazon inshaAllah. As a seller you would normally offer your customers a refund period. I heard that in fiqh this period cannot be longer than 3 days, is this correct? As the society norms is usually 14 days, 28 days etc… Could you shed some light on this and […]

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The time value of money in Islam

Q:  A father invested 850,000 rupees into an interest profit scheme in Pakistan in 1995 in one of his sons name. In 1995 the value of the rupees was strong. The rupees rate to the English pound was £1=55 rupees. Therefore 850,000 rupees was £15,454 in the year 1995. After 20 years, in 2015 the interest […]

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How to determine the unlawful percentage received from dividends?

Q: I would like to know with regards to investing in stocks and shares more specifically on purification of the income received as a result of an investment in a company that is sharia compliant according to your screening criteria outlined in the article on ‘investing in stocks and shares’ http://alqalam.org.uk/research-papers/investment-in-stocks-and-shares/. The question I would like to […]

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