Is it permissible to use interest free finance to purchase a car?

Q. Please can you explain if it’s permissible to use interest free finance to purchase a car. Some showrooms let you hire-purchase cars where it’s interest free, with no deposit. There is a scheme for certain company employees that allow the following deal: 8% off rrp and 0% interest. This seems to be a popular […]

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Is it permissible to use Zakat to fund qard hasan, microfinance initiatives or invest into waqf projects?

Q: Is it permissible to use Zakat to fund qard hasan, microfinance initiatives or invest into waqf projects? الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب A: It is not permissible to use zakat to fund qard hasan, microfinance initiatives or invest into waqf projects as none of these avenues satisfy the requirement of proprietary transfer […]

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Is paying back a student loan a requirement before going on Hajj?

Q: My husband and I have applied to go on hajj this year inshAllah. I was reminded by my husband however that I have not paid back my student loan of £9000, which i took out before I got married, to help pay fees and expenses of 3 years of a degree in Medicine. I say […]

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Why does one need to pay Zakat on a pension plan if one does not get access till later?

 Q:  I have recently setup a SI pension plan account where I can manage the investment but the principal and the gains are not available to me till the age of 55. Is the investment value still zakatable in the years leading up to age 55?   الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب   A: […]

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What does one do If they can’t find a trustworthy executor for their wills?

Q: What does one do If they can’t find a trustworthy executor for their wills?   الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب   A: One should seek to employ the services  of a competent solicitor who will undoubtedly be regulated by his/her professional body.

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Are you allowed to give money to pay off someone’s debt while knowing that part of that is likely to go towards paying off interest?

Q: Are you allowed to give money to pay off someone’s debt while knowing that part of that is likely to go towards paying off of interest? The recipient of the financial help is a non-Muslim.   الجواب حامدا ومصليا ومنه الصدق والصواب A: In principle, if you gift or lend someone some money that […]

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Is the responsibility of Zakāt a strictly individual responsibility or can it be joint say in the case of husbands and wives?

  Q: Is the responsibility of Zakāt a strictly individual responsibility or can it be joint say in the case of husbands and wives? Most spouses would have joint finances and liabilities or would treat theirs as such. الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب A: Zakāt is strictly a personal obligation.  Even in jointly […]

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Should I quit my job if they sell unlawful items or is it sufficient for me to give away the percentage earned from unlawful items?

Q: Should I quit my job if they sell unlawful items or is it sufficient for me to give away the percentage earned from unlawful items? الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب A: It is not permissible for you to sell unlawful items and any remuneration earned from such sale is also unlawful. Even […]

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Is it permissible to lease out a property to a company who offer a number of personal finance products such as pawn broking, cash for gold, cash advance and personal loans?

Q: Is it permissible to lease out a property to a company who do traditional retail, buying and selling, but more recently introduced a number of personal finance products such as pawn broking, cash for gold, cash advance and personal loans? الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب A: In principle, if the property is […]

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What constitutes aiding in sin when working for a software house, as a service provider, as a software engineer, software developer, web designer or web developer?

Q: What constitutes aiding in sin when working for a software house, as a service provider, as a software engineer, software developer, web designer or web developer? What should one look out for to understand when one is aiding in sin when working for a software house, as a service provider, as a software engineer, […]

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Can I use breakdown cover when I am not in the car? What should I do if I have already done this?

Q: Can I use breakdown cover when I am not in the car? What should I do if I have already done this? I have a car break down cover for myself, which allows me to drive any car or be a passenger and call upon the breakdown cover. If I wanted to use it […]

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Is it permissible for me to create a web portal in which I have no control over the content of discussion therein?

Q: Is it permissible for me to create a web portal in which I have no control over the content of discussion therein?  In my firm we are building a web portal that will help kindergartens/pre-school in Norway to interact with each other and children’s parents. By sending each other SMS texts or email, they […]

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