Q: I understand that with car insurance claims, one should only recoup a sum equivalent to the total paid to a particular company to date, and any excess received beyond this sum be ‘repaid’ through future premiums to that same company. In both cases (historical payments and futures insurance cover), can one include the value […]
Read more...Category: 3. Contract wording Fatawa
Can I take a health insurance in the USA?
Note from Al Qalam: Due to the length of the query, there will be no benefit to reproduce it on here.The questionnaire (US citizen) has asked regarding the permissibility of taking a health insurance in his country as he is in a constant need of medical treatment. For an understanding of the situation, below is an example of the potential medical cost that one may face […]
Read more...Penalty for missed payments
Q: I’m renting a commercial shop and the contract has a clause regarding missed payments and interest etc… Can I say to ‘seller/landlord’ I will pay 10% on the rental amount if the rent is missed by 7 days and 20% if it’s missed by 14days? Please advise. الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب […]
Read more...Paying someone to get results of fixed matches and then betting accordingly
Q: My spouse has been gambling for 3 years. Over these years the family has been through hell. As a result of his gambling he has lost over half a million pounds. All his hard work has been wasted. He still has an outstanding debt of 15 thousand pounds to pay. The family is just surviving […]
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