Can a loan be transferred to a 3rd party?

Q: I have taken a loan from  my sister and then I have lent the money to a 3rd party  on the condition that, they will repay back the loan to my sister directly. Am I still responsible for the loan? If yes then how do I include it in my Will?

الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب

A: You remain responsible for the loan.  Responsibility can only be assigned to a third party if the original lender agrees.  The third party is responsible to repay the loan to you and not to the original lender.  You may document in your will that you have a loan payable to the original lender and a loan receivable from a third party.

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