Al-Qalam – Contemporary Financial and Legal Sharī‘ah Advice

Al-Qalam Sharī‘ah Scholar Panel seeks to provide a scholarly perspective on commonplace legal and financial questions and challenges facing Muslims living in Britain / the West. We specialise in Charity Giving (Zakāh), Wills and Inheritance Queries (Wasiyyah), Trusts, Pensions, Child Trust Funds, Divorce Settlements, Investment Permissibility, Business Contracts etc. We also offer chargeable advisory and sharia certification audit services on a ‘not-for-profit’ basis for businesses and professionals.

We regularly update the Q&A section of this website.

For more information about what we do please visit the About section.

Latest Updates

Q. Please can you explain if it’s permissible to use interest free finance to purchase a car. Some showrooms let you hire-purchase cars where it’s interest free, with no deposit. There is a scheme for certain company employees that allow the following deal: 8% off rrp and 0% interest. This seems to be a popular […]


Q: Is it permissible to use Zakat to fund qard hasan, microfinance initiatives or invest into waqf projects? الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب A: It is not permissible to use zakat to fund qard hasan, microfinance initiatives or invest into waqf projects as none of these avenues satisfy the requirement of proprietary transfer […]


Q: My husband and I have applied to go on hajj this year inshAllah. I was reminded by my husband however that I have not paid back my student loan of £9000, which i took out before I got married, to help pay fees and expenses of 3 years of a degree in Medicine. I say […]