Al-Qalam – Contemporary Financial and Legal Sharī‘ah Advice

Al-Qalam Sharī‘ah Scholar Panel seeks to provide a scholarly perspective on commonplace legal and financial questions and challenges facing Muslims living in Britain / the West. We specialise in Charity Giving (Zakāh), Wills and Inheritance Queries (Wasiyyah), Trusts, Pensions, Child Trust Funds, Divorce Settlements, Investment Permissibility, Business Contracts etc. We also offer chargeable advisory and sharia certification audit services on a ‘not-for-profit’ basis for businesses and professionals.

We regularly update the Q&A section of this website.

For more information about what we do please visit the About section.

Latest Updates

Question: Is Life Assurance Halal? I know it is used interchangeably with Life Insurance; however, they are not one and the same. life assurance typically covers you for your entire life and so is often known as ‘whole of life’ cover. Premiums for this type of cover tend to be more expensive than for life […]


Question: Is the Legal & General Ethical Pension Fund Permissible? Answer: الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب The LEGAL & GENERAL PENSION ETHICAL FUND in question invests nearly 30% in the interest based financial sector and thus it cannot be considered to comply with Islamic law. And Allah knows best, Mufti Mohammed Zubair […]


Question: When determining who is eligible for Zakat ,what information and verification is required?            Are any of the following acceptable methods of selecting Zakat recipients? Only ask the beneficiary, if they are eligible for Zakat? Ask the beneficiary for amount of savings, debts, income and expenditure to then calculate a rough eligility based on Nisab? Does […]