Al-Qalam – Contemporary Financial and Legal Sharī‘ah Advice

Al-Qalam Sharī‘ah Scholar Panel seeks to provide a scholarly perspective on commonplace legal and financial questions and challenges facing Muslims living in Britain / the West. We specialise in Charity Giving (Zakāh), Wills and Inheritance Queries (Wasiyyah), Trusts, Pensions, Child Trust Funds, Divorce Settlements, Investment Permissibility, Business Contracts etc. We also offer chargeable advisory and sharia certification audit services on a ‘not-for-profit’ basis for businesses and professionals.

We regularly update the Q&A section of this website.

For more information about what we do please visit the About section.

Latest Updates

Question: When determining who is eligible for Zakat ,what information and verification is required?            Are any of the following acceptable methods of selecting Zakat recipients? Only ask the beneficiary, if they are eligible for Zakat? Ask the beneficiary for amount of savings, debts, income and expenditure to then calculate a rough eligility based on Nisab? Does […]


Q: Please could you have a look at the new scheme from PayPal called ‘PayPal Working Capital’ and let me know if it’s permissible, I have had a few people ask me and after looking at it, the scheme looks promising, but my limited knowledge cannot determine if it is indeed Sharia compliant?  الجواب حامدا […]


Q: The government backed Start Up Loans Company is offering a shariah compliant loan to customers wanting a halal alternative. The shariah compliant loan is being arranged by the Financing Sharia Enterprise and from their website it appears they are using the Mudaraba system. Is this acceptable according to shari’ah? الجواب حامدا ومصليا ومسلما ومنه […]