Al-Qalam – Contemporary Financial and Legal Sharī‘ah Advice

Al-Qalam Sharī‘ah Scholar Panel seeks to provide a scholarly perspective on commonplace legal and financial questions and challenges facing Muslims living in Britain / the West. We specialise in Charity Giving (Zakāh), Wills and Inheritance Queries (Wasiyyah), Trusts, Pensions, Child Trust Funds, Divorce Settlements, Investment Permissibility, Business Contracts etc. We also offer chargeable advisory and sharia certification audit services on a ‘not-for-profit’ basis for businesses and professionals.

We regularly update the Q&A section of this website.

For more information about what we do please visit the About section.

Latest Updates

Q: Is it permissible for my mother to be using my father’s life insurance payout and keeping it? My father took out life insurance in 1987. He did not know it was haram. I think on the policy it says 60% equity and 40 % property. I am not sure how much my father payed […]


Q: When does Qard e Hasana need to be repaid? Will reaching a nisab level greater than the qard e hasana amount make it obligatory to return the money? What about a situation, where it is agreed between the two parties that if the recipient decides not to return the money to the donor, he […]


Q: How can I finance a new business without getting a loan? My aim is to open a business but for the capital I would need to go to the bank, which they have agreed to lend. But on the other hand I feel this is forbidden as it involves interest. This is my only […]