Would insurance be permissible for martial arts’ students to take out health and safety purposes – as this is the requirement of the law of the land?

Q: Would it be Islamically permissible for martial arts’ students to take out insurance cover for health and safety purposes – as this is the requirement of the law of the land? الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب A: Conventional insurance contravenes the Sharī‘ah prohibition on ribā, gharar, and maysir.  Therefore, one should only […]

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What is the ruling on life insurance?

Q: What is the ruling on life insurance? الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب A: According to the overwhelming majority of Muslim scholars conventional insurance including conventional life insurance, is not permitted. Whilst a minority of scholars have tried to reason for the permissibility of conventional insurance such reasoning has generally been rejected hence […]

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Is comprehensive car insurance permitted or should third party insurance only be taken?

Q: Is comprehensive car insurance permitted or should third party insurance only be taken? الجواب حامدًا و مصليًا و منه الصدق و الصواب A: In the case that only conventional insurance is available, if the requirements of the law are met by third party only insurance and this incurs less cost in payable premiums than […]

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Can I take medical insurance as part of my salary package?

Q: Can I take medical insurance as part of my salary package? If an employer gives you a choice between taking some extra cash other than salary or get medical benefits, and one knows that medical benefits / insurance is more beneficial to him in terms of his expenses, and therefore he chooses to get […]

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Should Masajids take out building insurance in order to protect themselves from claims from neighbours whose property may get damaged as a result of an incident involving the Masjid?

Q. Should masajids take out building insurance in order to protect themselves from claims from neighbours whose property may get damaged as a result of an incident involving the masjid? الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب The question of whether any given Masjid should take out buildings insurance is a decision for the Masjid committee and […]

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What is the ruling on travel insurance?

Q: What is the ruling on travel insurance? Is the ruling the same as regular insurance?   الجواب حامدا ومصليا ومنه الصدق والصواب A: The ruling for conventional travel insurance is the same as conventional general insurance.  Quite often, medical facilities are not even free for residents of many countries.  I am not aware of […]

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What is the ruling on life insurance?

Q: What is the ruling on life insurance? Does the ruling differ if one truly thinks ‘they need it’, as oppose to seeking financial security. And lastly, is it OK for them to take it if they have found an edict espousing a view holding it as permissible?   الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب   A: […]

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Please could you clarify if house insurance is permissible, and if so, under what circumstances?

Q: Please could you clarify if house insurance is permissible, and if so, under what circumstances as I recently heard that it was permissible on the basis to protect a neighbour’s property in case of fire, flood, etc? الجواب حامدًا و مصليًا و منه الصدق و الصواب A: Conventional home insurance involves the unlawful elements […]

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