Q: Is it permissible to take out warranties on car repairs and parts, and to what extent? There is a scheme available, for £100 a year, where if any problems with the car, the policy covers both labour and parts. الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب A: Such warranties are a form […]
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What is the ruling on the permissibility of conventional travel insurance products?
Q: What is the ruling on the permissibility of conventional travel insurance products? My particular concern focuses on the potential for significant medical expenses incurred outside your country of residence, where such facilities are unlikely to be free for non-residents. Are there any halal/takaful travel insurance products available? الجواب حامدًا و مصليًا و منه […]
Read more...Can I use breakdown cover when I am not in the car? What should I do if I have already done this?
Q: Can I use breakdown cover when I am not in the car? What should I do if I have already done this? I have a car break down cover for myself, which allows me to drive any car or be a passenger and call upon the breakdown cover. If I wanted to use it […]
Read more...What is the ruling on life insurance?
Q: What is the ruling on life insurance? الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب A: According to the overwhelming majority of Muslim scholars conventional insurance including conventional life insurance, is not permitted. Whilst a minority of scholars have tried to reason for the permissibility of conventional insurance such reasoning has generally been rejected hence […]
Read more...Should Masajids take out building insurance in order to protect themselves from claims from neighbours whose property may get damaged as a result of an incident involving the Masjid?
Q. Should masajids take out building insurance in order to protect themselves from claims from neighbours whose property may get damaged as a result of an incident involving the masjid? الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب The question of whether any given Masjid should take out buildings insurance is a decision for the Masjid committee and […]
Read more...What is the ruling on travel insurance?
Q: What is the ruling on travel insurance? Is the ruling the same as regular insurance? الجواب حامدا ومصليا ومنه الصدق والصواب A: The ruling for conventional travel insurance is the same as conventional general insurance. Quite often, medical facilities are not even free for residents of many countries. I am not aware of […]
Read more...Please could you clarify if house insurance is permissible, and if so, under what circumstances?
Q: Please could you clarify if house insurance is permissible, and if so, under what circumstances as I recently heard that it was permissible on the basis to protect a neighbour’s property in case of fire, flood, etc? الجواب حامدًا و مصليًا و منه الصدق و الصواب A: Conventional home insurance involves the unlawful elements […]
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