Q: Is the responsibility of Zakat a strictly individual responsibility or can it be joint say in the case of husbands and wives?

Q: Is the responsibility of Zakat a strictly individual responsibility or can it be joint say in the case of husbands and wives?   الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب   A: Zakat is strictly a personal obligation.  Even in jointly owned wealth the obligation of zakat remains personal.  Thus, if a husband and […]

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Is it permissible to use interest free finance to purchase a car?

Q. Please can you explain if it’s permissible to use interest free finance to purchase a car. Some showrooms let you hire-purchase cars where it’s interest free, with no deposit. There is a scheme for certain company employees that allow the following deal: 8% off rrp and 0% interest. This seems to be a popular […]

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Why does one need to pay Zakat on a pension plan if one does not get access till later?

 Q:  I have recently setup a SI pension plan account where I can manage the investment but the principal and the gains are not available to me till the age of 55. Is the investment value still zakatable in the years leading up to age 55?   الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب   A: […]

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What does one do If they can’t find a trustworthy executor for their wills?

Q: What does one do If they can’t find a trustworthy executor for their wills?   الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب   A: One should seek to employ the services  of a competent solicitor who will undoubtedly be regulated by his/her professional body.

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Are you allowed to give money to pay off someone’s debt while knowing that part of that is likely to go towards paying off interest?

Q: Are you allowed to give money to pay off someone’s debt while knowing that part of that is likely to go towards paying off of interest? The recipient of the financial help is a non-Muslim.   الجواب حامدا ومصليا ومنه الصدق والصواب A: In principle, if you gift or lend someone some money that […]

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Is the responsibility of Zakāt a strictly individual responsibility or can it be joint say in the case of husbands and wives?

  Q: Is the responsibility of Zakāt a strictly individual responsibility or can it be joint say in the case of husbands and wives? Most spouses would have joint finances and liabilities or would treat theirs as such. الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب A: Zakāt is strictly a personal obligation.  Even in jointly […]

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Does Zakah need to be paid on maternity pay that may need returning?

Q: Does Zakah need to be paid on maternity pay that may need returning if one can’t go back to work and hence has been kept aside? الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب A: Once maternity pay is received the recipient becomes owner of the same.  As it is not a loan it will […]

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Can someone stuck in a ribā-based loan give voluntary charity, or do they need to pay off the ribā-based loan first?

 Q: Can someone stuck in a riba-based loan give voluntary charity, or do they need to pay off the riba-based loan first, given that is a duty, and thereafter resume with giving voluntary charitable donations? الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب   A: One who has taken a haram loan or a conventional mortgage should […]

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Can charities be considered as al-amileen?

Q: Can charities be considered as al-amileen? If so, what percentage of Zakat may be used for administration costs, and what activities may be considered “administration”   الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب A: Aamileen, as mentioned in the Holy Qur’an are the state appointed officials who collect zakat on behalf of the ruler who […]

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Can I work in a supermarket if I process harām items such as alcohol at the till?

Q: Can I work in a supermarket if I process harām items such as alcohol at the till? الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب A: The legal advice that I have been given is that under English law there is no presumption of agency between a till operator and the supermarket owner/s and that the till […]

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Would it be permissible to pay zakat to an institution who are to spend it 100% on the living essentials of their pupils?

Q: Would it be permissible to pay zakat to the institution who are to spend it 100% on feeding, clothing and living essentials of the pupils? الجواب حامدا ومصليا ومنه الصدق والصواب A: It is not sufficient to simply spend the zakat funds upon eligible recipients even if it is 100%.  This alone will not […]

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Is Zakat due on inheritance that is not received until a few years have passed?

Q: A man passes away leaving a wife and three children. The process of sorting out his estate takes 2-3 years in which time the family does not know exactly how much has been left behind and therefore they don’t know how much the are entitled to. Eventually the funds are received by the respective […]

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