Q&A Fatawa

Is interest permissible if below the inflation rate?

Q: Is interest permissible if below the inflation rate?   الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب   A: The permissibility of interest at or below the rate of inflation is not supported by Al-Qalam and the majority of scholars.  Please see the following link: http://www.1stethical.com/wp-content/uploads/2010/07/StudentLoans.pdf Rather, any loan that attracts a conditional increment is not permitted. This […]

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Is comprehensive car insurance permitted or should third party insurance only be taken?

Q: Is comprehensive car insurance permitted or should third party insurance only be taken? الجواب حامدًا و مصليًا و منه الصدق و الصواب A: In the case that only conventional insurance is available, if the requirements of the law are met by third party only insurance and this incurs less cost in payable premiums than […]

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How should ownership of a house be divided if both spouses contribute towards regular payments and also the initial deposit?

Q: How should ownership of a house be divided if both spouses contribute towards regular payments and also the initial deposit?   الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب A: The ownership of your brother’s house depends on the understanding at the time of purchase between your brother and his wife.  If the understanding was that the […]

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Is is permissible to give Zakah to someone in the form of food vouchers instead of cash?

Q: Is is permissible to give Zakah to someone in the form of food vouchers instead of cash?   الجواب حامدا ومصليا ومنه الصدق والصواب A: It is permissible to give food vouchers instead of cash.  However, the Zakah will only be discharged once the recipient receives the food.  A food voucher is an assignment of debt […]

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What is the ruling on life insurance?

Q: What is the ruling on life insurance? Does the ruling differ if one truly thinks ‘they need it’, as oppose to seeking financial security. And lastly, is it OK for them to take it if they have found an edict espousing a view holding it as permissible?   الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب   A: […]

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Where a specific Fatwā is delivered tolerating an otherwise problematic practise, can an individual avail himself to this if he does not fit those specific requirements?

Q: Where a Fatwā is delivered tolerating an otherwise problematic practise, can an individual avail himself to this if he does not need to?  I’m told that using cheques to cash money in accounts can be understood to become tolerated due to the need, as is also the case with car insurance. As far as I […]

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Is it permissible to be an accountant?

Q: Is it permissible to be an accountant? الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب A: It is permissible to be an accountant.  However, one should not involve oneself in anything that is prohibited in Sharī‘ah or is unlawful according to the laws of the state.  The hadith in which the scribe and witnesses of riba […]

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Are my earnings as a waiter serving Haram food, considered as Halal income?

Q: Are my earnings as a waiter serving Haram food, considered as Halal income? In light of the fatwa regarding permissibility of working in supermarkets that sell alcohol, is it permissible for me to work as a waiter, serving Haram food?   الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب A: Whilst in principle the two scenarios are […]

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Is it permissible to open a current account with a bank which offers cashback on household bills?

Q: Is it permissible to open a current account with a bank which offers cashback on household bills?   الجواب خامدا ومصليا ومسلما ومنه الصدق والصواب A: This is a form of riba as the money deposited with a bank is a loan which brings the added benefit of a discount when using the account to pay […]

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Can I reduce my tax liabilities through lying, as Islamically we are entitled to whatever we earn?

Q: Can I reduce my tax liabilities through lying, as Islamically we are entitled to whatever we earn? الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب A: If the revenues of the state are not sufficient to meet its expenditure needs a tax may be levied on the population provided it is proportionate to the need. […]

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