Q: Is it permissible for a woman, who is pregnant, to take out travel insurance, as (some say, I am not certain if it is true), they say that some airlines do not let them travel without it. الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب A: If the airline will not allow travel without it then […]
Read more...Category: Insurance Fatawa
Are “Income protection policies” & “Critical illness cover” permissible in Islam?
Q: Can you please confirm “Income protection policies” & “Critical illness cover” insurance policies are both haraam? الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب A: Income protection policies and critical illness cover are types of conventional insurance that suffer from the prohibitions of riba, qimar and gharar and are thus impermissible.
Read more...Is it permissible to work as a PPI case handler?
Q: Is it permissible to work as a case handler? This role involves the cradle to grave resolution of customer complaints relating to payment protection insurance (PPI). I will be in contact with the customer throughout the process and will be responsible for the full investigation of their case. الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب […]
Read more...What is the ruling on life insurance?
Q: What is the ruling on life insurance? الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب A: According to the overwhelming majority of Muslim scholars conventional insurance including conventional life insurance, is not permitted. Whilst a minority of scholars have tried to reason for the permissibility of conventional insurance such reasoning has generally been rejected hence […]
Read more...Should Masajids take out building insurance in order to protect themselves from claims from neighbours whose property may get damaged as a result of an incident involving the Masjid?
Q. Should masajids take out building insurance in order to protect themselves from claims from neighbours whose property may get damaged as a result of an incident involving the masjid? الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب The question of whether any given Masjid should take out buildings insurance is a decision for the Masjid committee and […]
Read more...What is the ruling on travel insurance?
Q: What is the ruling on travel insurance? Is the ruling the same as regular insurance? الجواب حامدا ومصليا ومنه الصدق والصواب A: The ruling for conventional travel insurance is the same as conventional general insurance. Quite often, medical facilities are not even free for residents of many countries. I am not aware of […]
Read more...Please could you clarify if house insurance is permissible, and if so, under what circumstances?
Q: Please could you clarify if house insurance is permissible, and if so, under what circumstances as I recently heard that it was permissible on the basis to protect a neighbour’s property in case of fire, flood, etc? الجواب حامدًا و مصليًا و منه الصدق و الصواب A: Conventional home insurance involves the unlawful elements […]
Read more...How much can I claim from my car insurance company and what if they give me a set amount to purchase the car from me?
Q:How much can I claim from my car insurance company and what if they give me a set amount to purchase the car from me? الجواب حامدا ومصليه ومنه الصدق والصواب A: If the insurance company purchases the car from the policy holder at a price of £3000 the policyholder may accept the whole £3000 […]
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