Car finance through Amanah prestige

Q: Can you please tell me if car finance offered through Amanah prestige is halal and shariah compliant?  www.amanahprestige.com   الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب   A: The car finance offered through Amanah prestige is the conventional form of finance. There does not appear to be any attempt to describe it as Shariah […]

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Bartering in Islam

Q: Can we create an online and mobile platform for the bartering of goods among consumers? Kind of like a classifieds site specifically for bartering items. Users are able to exchange items (and potentially services) they possess for items/services other individuals possess through the platform. We were told some months ago that there may be an issue […]

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Islamic Car Finance from “InterestFree4Cars”

Q: Can we buy cars from “Interest Free 4 Cars” company? http://www.interestfree4cars.com/islamic-car-finance-at-interestfree4cars/      الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب   A: I have spoken with the company concerned today.  I have been informed that the cars are owned by the company and they arrange finance with a conventional finance provider for a period of five […]

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Is the ACN scheme Halal?

Q: Is the ACN scheme Halal?  الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب   A: The Al-Qalam panel has received numerous queries related to the ACN scheme. We are currently not able to give a ruling on its permissibility as we do not know how the financial flow of money, works for agents both from selling […]

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Can we buy a warranty at the same time of making a purchase?

Q: http://alqalam.org.uk/fatawa/is-it-permissible-to-take-out-a-service-contract-for-the-home-boiler/ It states warranties are not permissible.  What if the warranty is purchased at point of purchase eg Laptop £300 + £50 warrantly(parts & Labour).  Or Gas boiler £1000 +£100 7yr warranty parts n labour.  The following fatawa indicates if done at point of purchase. “In this case, the fee for the warranty will […]

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Is purchasing a prescription prepayment certificate [PPC] acceptable?

Q: I would like to know if the following is permissible: http://www.nhs.uk/NHSEngland/Healthcosts/Pages/PPC.aspx If you need more than 12 prescribed medicines each year, you could save money with a 12-month PPC. You can also buy a three-month PPC, which will save you money if you need more than three prescribed medicines in three months. The charge […]

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Is it permissible to sell halal products to night clubs and bars?

Q: Is it permissible to sell and provide halal products to night clubs and bars. I would only be entering their premises during the day time when they will not be engaged in active business. The halal products that I would be supplying is an energy-shisha vapour product and dispensed from a vending machine located […]

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Is income generated from selling musical instruments haram?

Q: I have a question re income generated from selling musical instruments. In my ‘pre-practising’ days I had purchased musical equipment such as keyboards and subwoofers. The money used to purchase these back then was Halal. If I did now sell these, is the money I make still deemed as Halal? And if for some […]

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Permissibility of Sealed and Unsealed Bids When Selling Properties

Q: If two or more parties have offered the asking price of a property. The standard process is for the estate agent to enter all interested parties into sealed or un-sealed bids in order to achieve the best possible price for the propery.  Usually this results in offers being made  above the asking price. Sealed […]

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What types of contracts may relate to a minor and what basic rulings apply?

Q: What types of contracts may relate to a minor and what basic rulings apply?   الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب A: There are three basic types of contracts that may relate to a minor: 1. Contracts that are only beneficial for a minor. E.g., acceptance of gifts, charity or wills. Such contracts do not […]

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My father said that if he gives me money as a gift, I must buy a house. Is this a type of riba statement?

Q: My father said that if he gives me money as a gift, I must buy a house.  Is this a type of riba statement?    الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب A: If your father gives you some money and stipulates that you must purchase a house therewith, irrespective as to whether the […]

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What’s the Islamic ruling on options to buy/sell something in the future?

Q: Are two parties allowed to simply agree to an ‘option’ for both parties in the future? For example, A agrees to an option with B that A may/may not buy something in the future. Likewise, B also agrees to an option to sell/not sell in future. Is this allowed?   الجواب حامدا ومصليا ومنه […]

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